Do you object to paying premium telephone rates?

Then why not check www.saynoto0870.com to see if you can find a cheaper number to ring. Click on the ‘search to find an alternative number’ box on the top left hand side of the home page.

If you have an 'inclusive landline calls' phone package, then it is very rare for 08 type numbers to be included in your 'free minutes' allocation, and many mobile phone packages also exclude the 0800 freephone numbers from their bundled minutes.

Many companies offer an alternative number to the 08’s that can be used when calling from abroad. This usually begins in the format +44 but there is nothing to stop you using this number from within the UK. Using the +44 number will be included in any inclusive minutes provided by your landline or mobile phone provider and save you money.

Free, confidential advice and help is available on any aspect of this article as well as debt, benefits, employment, and any other problems.

You can contact the Grange or Windermere Citizens Advice Bureau by phone or in person.

Call 015395 33100 / 015394 46464 or www.cumbriaruralcab.org.uk