I read with interest and alarm your report 'Scores Denied Flood Payout' (Gazette, March 31).

If no specific question has been asked by insurers, such as people's proximity to rivers, or whether the property has ever been flooded in the past, then I cannot see any reason to deny liability.

Insurers who do not ask such questions, or do not bother to keep exposure risk information via post code, must surely be obliged to honour claims.

I think this might have to be be taken up legally on their behalf.

Derek Farman

Winster